Payl8r | Buy Now, Pay Later

Payl8r | Buy Now, Pay Later

How to use Payl8r

Choose Payl8r at checkout on 1000s of UK partner stores. Simply enter your details and, in most cases, you’ll have an acceptance decision instantly. Available on purchases from £50 – £2,000.

Quick application

Our online application takes just 60 seconds to complete and, in most cases, we’ll be able to give you an instant decision.

Affordability first

We believe in fairer ways to assess affordability. Using Open Banking and your Credit File, we base decisions on what you can afford, not just your credit history.

Subject to credit and affordability assessments – application fees may apply. Representative APR 127.34%. Missed payments may affect your credit file, future borrowing and incur fees.


General Enquiry

An email will be sent to the owner

A member of our team will be in contact to answer your enquiry as soon as possible.